Calculators
Work out the actual number
7 calculators, each one opening with today's live benchmark rate instead of a placeholder somebody typed years ago.
Mortgage
Mortgage calculators
Mortgage payment calculator
Principal, interest, property tax, insurance and mortgage insurance - the whole payment, not just the part lenders quote.
Home affordability calculator
Works backwards from your income and existing debts to the price a lender would sign off on.
Refinance break-even calculator
Compares the monthly saving against closing costs, and shows what restarting the clock does to lifetime interest.
Borrowing
Borrowing calculators
Auto loan calculator
Includes sales tax and any negative equity rolled over from a trade-in, which is where car finance quietly gets expensive.
Personal loan calculator
Accounts for the origination fee that most online lenders deduct before the money reaches you.
Credit card payoff calculator
Shows what your current payment achieves, what the minimum payment costs you, and what one small increase changes.
Saving
Saving calculators
These are illustrations, not offers. Every calculator uses public benchmark rates and standard assumptions. Your own terms depend on your credit, your income and the lender. How we source the rates.