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Compare cards on the things that actually cost or earn you money: the annual fee, the ongoing APR, what the rewards are really worth, and which protections come attached.
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Sorted by Our rating. Our own 0-10 assessment, scored independently of what a provider pays us.
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We only list offers from partners we have been approved by, with terms we can verify. Rather than fill this page with invented numbers, it stays empty until there is something real to put in it.
How this list is ordered
Every offer here records how it was ranked and whether it is a paid placement. Sponsored offers are pinned to the top and labelled as such — they are never presented as our recommendation, and their rating is unaffected by paying for placement.
Our rating is a 0–10 editorial score set independently of commercial terms. You can also sort by rate, fee or bonus, or alphabetically by provider if you would rather we made no judgement at all. There is no option to sort by what we are paid, deliberately.
Benchmark rates elsewhere on CurrentRates come from public sources and are never mixed into these tables. How we source data.